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ActOnce Spend Gateway vs parlo

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

ActOnce Spend Gateway compared with parlo
DetailActOnce Spend Gateway logo ActOnce Spend Gatewayparlo logo parlo
What it doesPolicy-driven spending controls for AI agents Agent-to-agent conversations for your coding agents
StageNot given Not given
FoundedNot given Not given
Based inNot given PL
Pricing modelFreemium Free
PricingFree: $0/month (open source, self-hosted). Pro: $24/month with hosted dashboard, 3 agents, 1,000 spend checks/month. Team: $99/month with 10 agents, 10,000 checks/month, team approvals. Business: $299/month with unlimited agents and checks. Free for noncommercial use; commercial use requires contacting contact@aioomi.com for a separate license.
Key features
  • Policy Engine with YAML configuration for amount limits, merchant allowlists, category blocks, business hours, and duplicate windows
  • Duplicate Detection using SQLite to prevent the same purchase twice within a configurable time window
  • Human-in-the-Loop approval with Telegram alerts and dashboard queue for purchases exceeding threshold
  • MCP-Native integration for OpenClaw, Hermes, and any MCP-compatible agent
  • Zero Credential Exposure with no access to cards, tokens, or Stripe credentials
  • Local-first architecture with all policy files, logs, and databases stored on your machine
  • Dry-run and simulation mode for testing policies before deployment
  • Either agent can initiate conversations
  • Read-only mode by default for safety
  • Hard limits to prevent infinite loops
  • Real-time step-by-step monitoring
  • No server, app, or MCP setup required
  • Single-line npm installation
What makes it different
  • Policy-driven rules that the agent cannot override, unlike prompt-based guardrails
  • Zero credential exposure means the gateway never sees payment cards or API keys
  • Duplicate detection with SQLite prevents duplicate purchases within a configurable time window
  • Native MCP integration works out of the box with OpenClaw, Hermes, Claude Code, and Cursor
  • Bidirectional: either agent can start a conversation, not just one-way
  • Hard limits enforce safety: 20 messages per thread, 3 concurrent colleagues, 2 levels deep, 30-minute timeouts
  • Read-only by default with explicit write-access control
  • No infrastructure: command and skill, no server or MCP setup
Community votes00
DR (Domain Rating by Ahrefs)23 +1 (up) since last check12 no change since last check
Trust Flow (Majestic)60
Citation Flow (Majestic)190
Referring domains (Majestic)120

5 details filled in for both companies.

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