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ActOnce Spend Gateway vs Guava

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

ActOnce Spend Gateway compared with Guava
DetailActOnce Spend Gateway logo ActOnce Spend GatewayGuava logo Guava
What it doesPolicy-driven spending controls for AI agents Voice agent API for regulated industries
StageNot given Established
FoundedNot given Not given
Based inNot given Not given
Pricing modelFreemium Freemium
PricingFree: $0/month (open source, self-hosted). Pro: $24/month with hosted dashboard, 3 agents, 1,000 spend checks/month. Team: $99/month with 10 agents, 10,000 checks/month, team approvals. Business: $299/month with unlimited agents and checks. Starter: Free (500 minutes per year, $0.15 per minute overage). Build: $149 per month (1,500 minutes per year, $0.14 per minute overage). Scale: $499 per month (7,000 minutes per year, $0.13 per minute overage). Enterprise: Custom pricing with volume-based rates and no overages.
Key features
  • Policy Engine with YAML configuration for amount limits, merchant allowlists, category blocks, business hours, and duplicate windows
  • Duplicate Detection using SQLite to prevent the same purchase twice within a configurable time window
  • Human-in-the-Loop approval with Telegram alerts and dashboard queue for purchases exceeding threshold
  • MCP-Native integration for OpenClaw, Hermes, and any MCP-compatible agent
  • Zero Credential Exposure with no access to cards, tokens, or Stripe credentials
  • Local-first architecture with all policy files, logs, and databases stored on your machine
  • Dry-run and simulation mode for testing policies before deployment
  • Code-based agent logic (Python and TypeScript SDKs)
  • Integrated ASR, language and TTS in one runtime
  • Wideband voice codec (16 kHz)
  • Turn-taking and interruption handling
  • Real-time tuning and debugging tools
  • Quick deployment via CLI
  • Email support and SLA on Scale plan
  • Multi-language support for BPO
  • Escalation to human with full context
What makes it different
  • Policy-driven rules that the agent cannot override, unlike prompt-based guardrails
  • Zero credential exposure means the gateway never sees payment cards or API keys
  • Duplicate detection with SQLite prevents duplicate purchases within a configurable time window
  • Native MCP integration works out of the box with OpenClaw, Hermes, Claude Code, and Cursor
  • Single integrated runtime, not stitched third-party APIs
  • Built-in tenacity: agent retries, re-asks and escalates on failure
  • 14-day deployment from kickoff to live call
  • 99.9% uptime SLA across 100+ regulated deployments
  • Compliance certifications included on all plans at no extra cost
Community votes00
DR (Domain Rating by Ahrefs)21 no change since last check39 no change since last check
Trust Flow (Majestic)68
Citation Flow (Majestic)1937
Referring domains (Majestic)12195

5 details filled in for both companies.

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