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ActOnce Spend Gateway vs Agent HUD

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

ActOnce Spend Gateway compared with Agent HUD
DetailActOnce Spend Gateway logo ActOnce Spend GatewayAgent HUD logo Agent HUD
What it doesPolicy-driven spending controls for AI agents Monitor quotas, tokens and coding agent sessions from your screen edge on Mac, iPhone and Apple Watch
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelFreemium Not given
PricingFree: $0/month (open source, self-hosted). Pro: $24/month with hosted dashboard, 3 agents, 1,000 spend checks/month. Team: $99/month with 10 agents, 10,000 checks/month, team approvals. Business: $299/month with unlimited agents and checks. Agent HUD (Mac app): Free. Agent HUD Remote: From $2.99 a month (1 Mac early-bird price), $4.99 regular; yearly plans from $29.99 early-bird to $49.99 regular. 2 Mac plans: $4.99/$7.99 monthly, $49.99/$79.99 yearly. 3 Mac plans: $5.99/$9.99 monthly, $59.99/$99.99 yearly. First week free on all plans
Key features
  • Policy Engine with YAML configuration for amount limits, merchant allowlists, category blocks, business hours, and duplicate windows
  • Duplicate Detection using SQLite to prevent the same purchase twice within a configurable time window
  • Human-in-the-Loop approval with Telegram alerts and dashboard queue for purchases exceeding threshold
  • MCP-Native integration for OpenClaw, Hermes, and any MCP-compatible agent
  • Zero Credential Exposure with no access to cards, tokens, or Stripe credentials
  • Local-first architecture with all policy files, logs, and databases stored on your machine
  • Dry-run and simulation mode for testing policies before deployment
  • Quotas, balances and reset times displayed at screen edge with color-coded status indicators
  • Approve or deny tool calls and answer agent questions directly from the HUD
  • One-click navigation back to any session's thread, tab or terminal pane
  • Three display modes: Notch, Simple and Dynamic for different screen layouts
  • Detailed token usage analysis by time, agent, model, session, turn and call
  • Built-in MCP server for agent-to-agent communication
  • iPhone and Apple Watch apps with iCloud sync for remote access
  • Voice input on Apple Watch to create new sessions
What makes it different
  • Policy-driven rules that the agent cannot override, unlike prompt-based guardrails
  • Zero credential exposure means the gateway never sees payment cards or API keys
  • Duplicate detection with SQLite prevents duplicate purchases within a configurable time window
  • Native MCP integration works out of the box with OpenClaw, Hermes, Claude Code, and Cursor
  • Unified view of quotas and sessions for 18 agents on one screen edge
  • Built-in MCP server allows agents to communicate with each other and customize the UI
  • Works offline on iPhone with cached data and requires no separate account
  • End-to-end encrypted iCloud sync for Agent HUD Remote with no server access to data
Community votes00
DR (Domain Rating by Ahrefs)23 +1 (up) since last check4 no change since last check
Trust Flow (Majestic)63
Citation Flow (Majestic)1920
Referring domains (Majestic)1212

4 details filled in for both companies.

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