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Vaaya vs npayload

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Vaaya compared with npayload
DetailVaaya logo Vaayanpayload logo npayload
What it doesCredit infrastructure for AI agents Make your systems autonomous
StageNot given Not given
FoundedNot given Not given
Based inUS Not given
Pricing modelFreemium Not given
PricingWelcome credit: $2 (personal) or $10 (Instinct). Prepaid packs: $14, $40, or $60 USD. Pay-per-call pricing varies by service: from <0.1¢ for LLM answers, ~1¢ for web search and scraping, 10-30¢ for deep research, from 5¢ for lead enrichment, 25¢ for company signals, from 33¢ for image and media gene Not given
Key features
  • Buy and hold tokenized stocks at 100% loan-to-value
  • Access hundreds of services via single balance
  • Per-call price disclosure before execution
  • MCP, TypeScript SDK, and Python SDK integration
  • Per-agent spending limits and controls
  • GitHub-based credit line with scoring
  • Access to LLMs, search, scraping, compute, storage, and media services
  • Holdings remain invested while credit is used
  • Weekly or on-demand billing via card on file
  • Event publishing and receiving
  • SDK and CLI tools
  • Request signature verification
  • Event delivery reliability
What makes it different
  • First credit line backed by tokenized stock holdings at 1:1 LTV
  • One unified balance for all agent services and payments
  • No subscription or monthly minimum; pure pay-per-call model
  • Price transparency with exact cost shown before each call
  • Holdings never automatically sold; credit is separate repayment obligation
  • One SDK client connects to all five products
  • Integration with existing systems without rebuilding
  • From setup to production in minutes
  • Industry-specific use cases pre-built
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)11 no change since last check9 no change since last check
Trust Flow (Majestic)30
Citation Flow (Majestic)426
Referring domains (Majestic)2100

3 details filled in for both companies.

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