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Vaaya vs Cogna

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Vaaya compared with Cogna
DetailVaaya logo VaayaCogna logo Cogna
What it doesCredit infrastructure for AI agents AI-native applications for critical work
StageNot given Not given
FoundedNot given Not given
Based inUS GB
Pricing modelFreemium Not given
PricingWelcome credit: $2 (personal) or $10 (Instinct). Prepaid packs: $14, $40, or $60 USD. Pay-per-call pricing varies by service: from <0.1¢ for LLM answers, ~1¢ for web search and scraping, 10-30¢ for deep research, from 5¢ for lead enrichment, 25¢ for company signals, from 33¢ for image and media gene Not given
Key features
  • Buy and hold tokenized stocks at 100% loan-to-value
  • Access hundreds of services via single balance
  • Per-call price disclosure before execution
  • MCP, TypeScript SDK, and Python SDK integration
  • Per-agent spending limits and controls
  • GitHub-based credit line with scoring
  • Access to LLMs, search, scraping, compute, storage, and media services
  • Holdings remain invested while credit is used
  • Weekly or on-demand billing via card on file
  • AI-native applications for operational workflows
  • Lattice knowledge layer for operational context
  • Integration with existing systems
  • Governance and access controls
  • Blueprint process for opportunity identification
  • Enterprise-grade security and compliance
  • Managed service or self-hosted deployment options
What makes it different
  • First credit line backed by tokenized stock holdings at 1:1 LTV
  • One unified balance for all agent services and payments
  • No subscription or monthly minimum; pure pay-per-call model
  • Price transparency with exact cost shown before each call
  • Holdings never automatically sold; credit is separate repayment obligation
  • Go from prototype to production in days
  • Outcome-based pricing - pay when it works
  • Captures tribal knowledge and makes it reusable across teams
  • Integrates with existing systems without replacement
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)11 no change since last check46 no change since last check
Trust Flow (Majestic)310
Citation Flow (Majestic)4232
Referring domains (Majestic)210216

4 details filled in for both companies.

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