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Octuo vs ActOnce Spend Gateway

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Octuo compared with ActOnce Spend Gateway
Detail OctuoActOnce Spend Gateway logo ActOnce Spend Gateway
What it doesA personal assistant that coordinates your AI tools, agents and outside services Policy-driven spending controls for AI agents
StageStartup Not given
Founded2025 Not given
Based inNot given Not given
Pricing modelPaid Freemium
PricingPlans start at $20 USD per month with credit-based usage. New accounts receive 1,000 OC trial credits once per person with no card required. Additional credit packs available. Free: $0/month (open source, self-hosted). Pro: $24/month with hosted dashboard, 3 agents, 1,000 spend checks/month. Team: $99/month with 10 agents, 10,000 checks/month, team approvals. Business: $299/month with unlimited agents and checks.
Key features
  • Hand work to coding agents like Claude Code and Codex
  • Interactive Canvas views for checklists, trackers and dashboards
  • Long-running tasks that continue across sessions
  • Visible memory graph you can browse and edit
  • Encrypted Secrets Vault for credentials and API keys
  • Choice of AI models from multiple providers
  • Policy Engine with YAML configuration for amount limits, merchant allowlists, category blocks, business hours, and duplicate windows
  • Duplicate Detection using SQLite to prevent the same purchase twice within a configurable time window
  • Human-in-the-Loop approval with Telegram alerts and dashboard queue for purchases exceeding threshold
  • MCP-Native integration for OpenClaw, Hermes, and any MCP-compatible agent
  • Zero Credential Exposure with no access to cards, tokens, or Stripe credentials
  • Local-first architecture with all policy files, logs, and databases stored on your machine
  • Dry-run and simulation mode for testing policies before deployment
What makes it different
  • Coordinates multiple AI tools and agents in one interface
  • Keeps credentials encrypted and away from language models
  • Tasks continue running across sessions without closing conversations
  • Transparent memory and audit logs for all actions
  • Works on Mac with direct access to files, apps and browser
  • Policy-driven rules that the agent cannot override, unlike prompt-based guardrails
  • Zero credential exposure means the gateway never sees payment cards or API keys
  • Duplicate detection with SQLite prevents duplicate purchases within a configurable time window
  • Native MCP integration works out of the box with OpenClaw, Hermes, Claude Code, and Cursor
Community votes00
DR (Domain Rating by Ahrefs)2 no change since last check21 no change since last check
Trust Flow (Majestic)86
Citation Flow (Majestic)2419
Referring domains (Majestic)2912

5 details filled in for both companies.

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