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Linda vs ActOnce Spend Gateway

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Linda compared with ActOnce Spend Gateway
DetailLinda logo LindaActOnce Spend Gateway logo ActOnce Spend Gateway
What it doesA private AI coworker for the Mac that runs local AI models and keeps all your data on your device. Policy-driven spending controls for AI agents
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelFree Freemium
PricingFree with local AI models on your Mac. Optional: pay only for what you use when adding your own API key from providers like OpenRouter, OpenAI, Anthropic, Google, Groq, Mistral, or DeepSeek. Free: $0/month (open source, self-hosted). Pro: $24/month with hosted dashboard, 3 agents, 1,000 spend checks/month. Team: $99/month with 10 agents, 10,000 checks/month, team approvals. Business: $299/month with unlimited agents and checks.
Key features
  • Works in its own browser without accessing your personal browser or accounts
  • Voice input with on-device speech recognition
  • Projects to organize related tasks and share files between them
  • Specialists: pre-configured versions for specific types of work like research or bookkeeping
  • Routines that run automatically on a schedule (daily, weekly, or monthly)
  • Integrations with Outlook, Teams, Numbers, Pages, Notes, Calendar, Reminders, Notion, Todoist, Linear, GitHub, and Stripe
  • Local memory storage with Qdrant that is editable and visible
  • Choice of local AI models (Qwen, Granite, gpt-oss) or Ollama, LM Studio, or online providers with your API key
  • Chrome extension for optional access to your Chrome browser on approved sites
  • Policy Engine with YAML configuration for amount limits, merchant allowlists, category blocks, business hours, and duplicate windows
  • Duplicate Detection using SQLite to prevent the same purchase twice within a configurable time window
  • Human-in-the-Loop approval with Telegram alerts and dashboard queue for purchases exceeding threshold
  • MCP-Native integration for OpenClaw, Hermes, and any MCP-compatible agent
  • Zero Credential Exposure with no access to cards, tokens, or Stripe credentials
  • Local-first architecture with all policy files, logs, and databases stored on your machine
  • Dry-run and simulation mode for testing policies before deployment
What makes it different
  • Runs entirely locally on your Mac with no cloud storage or account required, keeping all data private by default
  • Costs significantly less than cloud alternatives at $120-$300 per month
  • Voice processing happens on device with audio never sent or stored
  • Fully customizable with specialists you create for your own workflows
  • Policy-driven rules that the agent cannot override, unlike prompt-based guardrails
  • Zero credential exposure means the gateway never sees payment cards or API keys
  • Duplicate detection with SQLite prevents duplicate purchases within a configurable time window
  • Native MCP integration works out of the box with OpenClaw, Hermes, Claude Code, and Cursor
Community votes00
DR (Domain Rating by Ahrefs)4 no change since last check21 no change since last check
Trust Flow (Majestic)16
Citation Flow (Majestic)2419
Referring domains (Majestic)1312

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