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Hark vs ActOnce Spend Gateway

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Hark compared with ActOnce Spend Gateway
DetailHark logo HarkActOnce Spend Gateway logo ActOnce Spend Gateway
What it doesA new kind of system for getting things done Policy-driven spending controls for AI agents
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelFreemium Freemium
PricingFree plan available. hark pro² at $20/month with 2× more usage. hark pro³ at $100/month with 10× more usage. All features available in all plans; upgrading increases usage capacity. Free: $0/month (open source, self-hosted). Pro: $24/month with hosted dashboard, 3 agents, 1,000 spend checks/month. Team: $99/month with 10 agents, 10,000 checks/month, team approvals. Business: $299/month with unlimited agents and checks.
Key features
  • Persistent memory to tailor responses based on shared context
  • Computer use agent for browsing, research, and web tasks
  • End-to-end encryption for data security
  • Action Buttons for prioritized task completion
  • Email management and sorting
  • Flight booking and travel planning
  • Food ordering integration
  • Appointment booking and healthcare search
  • Expense auditing and savings recommendations
  • Policy Engine with YAML configuration for amount limits, merchant allowlists, category blocks, business hours, and duplicate windows
  • Duplicate Detection using SQLite to prevent the same purchase twice within a configurable time window
  • Human-in-the-Loop approval with Telegram alerts and dashboard queue for purchases exceeding threshold
  • MCP-Native integration for OpenClaw, Hermes, and any MCP-compatible agent
  • Zero Credential Exposure with no access to cards, tokens, or Stripe credentials
  • Local-first architecture with all policy files, logs, and databases stored on your machine
  • Dry-run and simulation mode for testing policies before deployment
What makes it different
  • Operates its own secure computer with full browser for independent task execution
  • End-to-end encryption vault for sensitive data protection
  • User approval required before performing sensitive actions
  • All features available across free and paid tiers
  • Policy-driven rules that the agent cannot override, unlike prompt-based guardrails
  • Zero credential exposure means the gateway never sees payment cards or API keys
  • Duplicate detection with SQLite prevents duplicate purchases within a configurable time window
  • Native MCP integration works out of the box with OpenClaw, Hermes, Claude Code, and Cursor
Community votes00
DR (Domain Rating by Ahrefs)63 +1 (up) since last check21 no change since last check
Trust Flow (Majestic)246
Citation Flow (Majestic)4019
Referring domains (Majestic)176612

5 details filled in for both companies.

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