ActOnce Spend Gateway vs Zentor

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

ActOnce Spend Gateway compared with Zentor
Detail	ActOnce Spend Gateway	Zentor
What it does	Policy-driven spending controls for AI agents	AI assistant that works inside your tools
Stage	Not given	Not given
Founded	Not given	Not given
Based in	Not given	Not given
Pricing model	Freemium	Paid
Pricing	Free: $0/month (open source, self-hosted). Pro: $24/month with hosted dashboard, 3 agents, 1,000 spend checks/month. Team: $99/month with 10 agents, 10,000 checks/month, team approvals. Business: $299/month with unlimited agents and checks.	Zentor Pro: $20/month with 1,000 credits per billing period. Optional credit packs: $10 (1,000 credits), $50 (5,000 credits), $100 (10,000 credits), $200 (20,000 credits). Eligible new users receive a 3-day trial with 1,000 credits at signup with no credit card required.
Key features	Policy Engine with YAML configuration for amount limits, merchant allowlists, category blocks, business hours, and duplicate windows Duplicate Detection using SQLite to prevent the same purchase twice within a configurable time window Human-in-the-Loop approval with Telegram alerts and dashboard queue for purchases exceeding threshold MCP-Native integration for OpenClaw, Hermes, and any MCP-compatible agent Zero Credential Exposure with no access to cards, tokens, or Stripe credentials Local-first architecture with all policy files, logs, and databases stored on your machine Dry-run and simulation mode for testing policies before deployment	Works inside Notion, Airtable, Slack, Google Workspace and email Personal memory that carries between tasks Cloud workspace with persistent files and history Visual desktop to watch AI work in real time Review and approve from your phone Built-in skills for research, images, documents, video and code Data encryption at rest
What makes it different	Policy-driven rules that the agent cannot override, unlike prompt-based guardrails Zero credential exposure means the gateway never sees payment cards or API keys Duplicate detection with SQLite prevents duplicate purchases within a configurable time window Native MCP integration works out of the box with OpenClaw, Hermes, Claude Code, and Cursor	Works inside your existing tools instead of in a chat window Personal memory belongs to you and is exportable Never trains on your data or prompts Same $20/month price for students, solo founders and teams Can run on a schedule or automate repeated tasks
Community votes	0	0
DR (Domain Rating by Ahrefs)	21 no change since last check	29 no change since last check
Trust Flow (Majestic)	6	6
Citation Flow (Majestic)	19	28
Referring domains (Majestic)	12	189

5 details filled in for both companies.

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