ActOnce Spend Gateway vs Replify

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

ActOnce Spend Gateway compared with Replify
Detail	ActOnce Spend Gateway	Replify
What it does	Policy-driven spending controls for AI agents	AI receptionist and sales agent for gyms, fitness studios, and wellness businesses
Stage	Not given	Not given
Founded	Not given	Not given
Based in	Not given	US
Pricing model	Freemium	Paid
Pricing	Free: $0/month (open source, self-hosted). Pro: $24/month with hosted dashboard, 3 agents, 1,000 spend checks/month. Team: $99/month with 10 agents, 10,000 checks/month, team approvals. Business: $299/month with unlimited agents and checks.	Core: $200/month per location (up to 375 calls/mo, up to 250 texts/mo, up to 2,000 emails/mo). Plus: $400/month per location (up to 1,250 calls/mo, up to 1,500 texts/mo, up to 16,500 emails/mo). Custom: Enterprise pricing for franchise systems and large portfolios. Additional usage: $0.30 per call,
Key features	Policy Engine with YAML configuration for amount limits, merchant allowlists, category blocks, business hours, and duplicate windows Duplicate Detection using SQLite to prevent the same purchase twice within a configurable time window Human-in-the-Loop approval with Telegram alerts and dashboard queue for purchases exceeding threshold MCP-Native integration for OpenClaw, Hermes, and any MCP-compatible agent Zero Credential Exposure with no access to cards, tokens, or Stripe credentials Local-first architecture with all policy files, logs, and databases stored on your machine Dry-run and simulation mode for testing policies before deployment	24/7 phone availability and lead capture Outbound calling, SMS, and email campaigns AI-powered appointment scheduling and booking Live transfer to staff when needed Automated billing and collections follow-up Integration with 5,000+ tools including Mindbody and ClubReady Multi-language support for chat, email, and text CRM for managing contacts and leads Website chatbot embedding and customization
What makes it different	Policy-driven rules that the agent cannot override, unlike prompt-based guardrails Zero credential exposure means the gateway never sees payment cards or API keys Duplicate detection with SQLite prevents duplicate purchases within a configurable time window Native MCP integration works out of the box with OpenClaw, Hermes, Claude Code, and Cursor	6-10X average increase in leads for customers 50-74% automation rate on phone inquiries 100% lead capture across all communication channels No setup fees, month-to-month contracts, cancel anytime White glove support and dedicated account management
Community votes	0	0
DR (Domain Rating by Ahrefs)	21 no change since last check	33 no change since last check
Trust Flow (Majestic)	6	6
Citation Flow (Majestic)	19	28
Referring domains (Majestic)	12	335

5 details filled in for both companies.

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