ActOnce Spend Gateway vs operum.ai

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

ActOnce Spend Gateway compared with operum.ai
Detail	ActOnce Spend Gateway	operum.ai
What it does	Policy-driven spending controls for AI agents	Your AI team that builds, markets, and supports your product
Stage	Not given	Not given
Founded	Not given	Not given
Based in	Not given	US
Pricing model	Freemium	Not given
Pricing	Free: $0/month (open source, self-hosted). Pro: $24/month with hosted dashboard, 3 agents, 1,000 spend checks/month. Team: $99/month with 10 agents, 10,000 checks/month, team approvals. Business: $299/month with unlimited agents and checks.	Free: One feature at a time. Standard: $49/month for three features at once, Auto-merge and scheduling. Premium: $99/month for six features at once, Turbo mode and priority support. 14 days of free Premium trial, no credit card required.
Key features	Policy Engine with YAML configuration for amount limits, merchant allowlists, category blocks, business hours, and duplicate windows Duplicate Detection using SQLite to prevent the same purchase twice within a configurable time window Human-in-the-Loop approval with Telegram alerts and dashboard queue for purchases exceeding threshold MCP-Native integration for OpenClaw, Hermes, and any MCP-compatible agent Zero Credential Exposure with no access to cards, tokens, or Stripe credentials Local-first architecture with all policy files, logs, and databases stored on your machine Dry-run and simulation mode for testing policies before deployment	Six specialized AI agents (PM, Architect, Engineer, Tester, Marketing, Community) Local-first execution GitHub integration Shared knowledge base Workflow automation Auto-merge for autonomous shipping Turbo mode for autonomous decision-making Scheduled runs overnight or weekends Cross-platform support (macOS, Windows, Linux) Customizable agent behavior and instructions
What makes it different	Policy-driven rules that the agent cannot override, unlike prompt-based guardrails Zero credential exposure means the gateway never sees payment cards or API keys Duplicate detection with SQLite prevents duplicate purchases within a configurable time window Native MCP integration works out of the box with OpenClaw, Hermes, Claude Code, and Cursor	All six AI agents included in every plan No code or terminal required Code stays on your machine, never stored on Operum servers 14-day free Premium trial with no credit card Agents work within defined boundaries with approval controls
Community votes	0	0
DR (Domain Rating by Ahrefs)	21 no change since last check	Not checked yet no change since last check
Trust Flow (Majestic)	6	0
Citation Flow (Majestic)	19	15
Referring domains (Majestic)	12	6

4 details filled in for both companies.

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