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ActOnce Spend Gateway vs Muse OS

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

ActOnce Spend Gateway compared with Muse OS
DetailActOnce Spend Gateway logo ActOnce Spend GatewayMuse OS logo Muse OS
What it doesPolicy-driven spending controls for AI agents Ready-to-paste jobs for Meta's Muse agent
StageNot given Not given
FoundedNot given Not given
Based inNot given LT
Pricing modelFreemium Paid
PricingFree: $0/month (open source, self-hosted). Pro: $24/month with hosted dashboard, 3 agents, 1,000 spend checks/month. Team: $99/month with 10 agents, 10,000 checks/month, team approvals. Business: $299/month with unlimited agents and checks. $97 (launch price: $147, save $50)
Key features
  • Policy Engine with YAML configuration for amount limits, merchant allowlists, category blocks, business hours, and duplicate windows
  • Duplicate Detection using SQLite to prevent the same purchase twice within a configurable time window
  • Human-in-the-Loop approval with Telegram alerts and dashboard queue for purchases exceeding threshold
  • MCP-Native integration for OpenClaw, Hermes, and any MCP-compatible agent
  • Zero Credential Exposure with no access to cards, tokens, or Stripe credentials
  • Local-first architecture with all policy files, logs, and databases stored on your machine
  • Dry-run and simulation mode for testing policies before deployment
  • 856 pre-written jobs ready to copy and paste
  • Jobs cover 10 areas of life: money, bills, shopping, travel, home and family, health, career, side income, business, and inbox
  • Muse asks permission before spending, canceling or sending
  • Jobs automatically repeat on a weekly schedule
  • Two minutes to get started
  • Works with the free Muse app
What makes it different
  • Policy-driven rules that the agent cannot override, unlike prompt-based guardrails
  • Zero credential exposure means the gateway never sees payment cards or API keys
  • Duplicate detection with SQLite prevents duplicate purchases within a configurable time window
  • Native MCP integration works out of the box with OpenClaw, Hermes, Claude Code, and Cursor
  • Each job is pre-written with specific instructions on where to look and what to bring back, unlike typing generic questions
  • Get started in two minutes without videos or courses
  • 14-day money-back guarantee with no questions asked
  • Muse asks for permission before any spending or cancellations
Community votes00
DR (Domain Rating by Ahrefs)21 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)60
Citation Flow (Majestic)1914
Referring domains (Majestic)122

5 details filled in for both companies.

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