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ActOnce Spend Gateway vs mergro.ai

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

ActOnce Spend Gateway compared with mergro.ai
DetailActOnce Spend Gateway logo ActOnce Spend Gatewaymergro.ai logo mergro.ai
What it doesPolicy-driven spending controls for AI agents AI voice agent that calls, qualifies and books every real estate lead within 60 seconds
StageNot given Not given
FoundedNot given Not given
Based inNot given US
Pricing modelFreemium Paid
PricingFree: $0/month (open source, self-hosted). Pro: $24/month with hosted dashboard, 3 agents, 1,000 spend checks/month. Team: $99/month with 10 agents, 10,000 checks/month, team approvals. Business: $299/month with unlimited agents and checks. $199/month for up to 50 leads, $499 for up to 500 leads, $999 for up to 1,500 leads, $1,499 for up to 3,000 leads, $2,499 for up to 5,000 leads. Custom pricing for more than 5,000 leads a month. Month-to-month billing with no setup fee.
Key features
  • Policy Engine with YAML configuration for amount limits, merchant allowlists, category blocks, business hours, and duplicate windows
  • Duplicate Detection using SQLite to prevent the same purchase twice within a configurable time window
  • Human-in-the-Loop approval with Telegram alerts and dashboard queue for purchases exceeding threshold
  • MCP-Native integration for OpenClaw, Hermes, and any MCP-compatible agent
  • Zero Credential Exposure with no access to cards, tokens, or Stripe credentials
  • Local-first architecture with all policy files, logs, and databases stored on your machine
  • Dry-run and simulation mode for testing policies before deployment
  • Calls new leads within 60 seconds, 24/7
  • Qualifies buyers in 15+ languages with natural conversation
  • Books viewings and confirms in writing
  • Multi-channel follow-up on phone, WhatsApp, email, SMS and chat
  • Call summaries and transcripts automatically logged to CRM
  • Reactivates dormant and cold leads with outbound campaigns
  • Integrates with Follow Up Boss, HubSpot, Zoho CRM, Wise Agent, BoldTrail, Lofty
  • Time-zone aware scheduling and smart follow-up timing
  • Detects voicemail and avoids talking to machines
What makes it different
  • Policy-driven rules that the agent cannot override, unlike prompt-based guardrails
  • Zero credential exposure means the gateway never sees payment cards or API keys
  • Duplicate detection with SQLite prevents duplicate purchases within a configurable time window
  • Native MCP integration works out of the box with OpenClaw, Hermes, Claude Code, and Cursor
  • Responds to leads in under 60 seconds, faster than human agents
  • Built custom voice pipeline for natural, quick conversation, not a thin layer on third-party platforms
  • Priced by leads worked, not by seats or per-agent billing
  • Automatically writes up calls so agents can read summary in 10 seconds
  • Works across all channels in one thread, no context switching
Community votes00
DR (Domain Rating by Ahrefs)23 +1 (up) since last check1 no change since last check
Trust Flow (Majestic)612
Citation Flow (Majestic)1925
Referring domains (Majestic)1220

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