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ActOnce Spend Gateway vs Mae

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

ActOnce Spend Gateway compared with Mae
DetailActOnce Spend Gateway logo ActOnce Spend GatewayMae logo Mae
What it doesPolicy-driven spending controls for AI agents Your second brain doing things for you
StageNot given Startup
FoundedNot given Not given
Based inNot given Not given
Pricing modelFreemium Freemium
PricingFree: $0/month (open source, self-hosted). Pro: $24/month with hosted dashboard, 3 agents, 1,000 spend checks/month. Team: $99/month with 10 agents, 10,000 checks/month, team approvals. Business: $299/month with unlimited agents and checks. Free plan with 20 credits; Starter $20/month (500 credits); Pro $50/month (2,000 credits); Max $100/month (5,000 credits). Annual plans available with 20% discount.
Key features
  • Policy Engine with YAML configuration for amount limits, merchant allowlists, category blocks, business hours, and duplicate windows
  • Duplicate Detection using SQLite to prevent the same purchase twice within a configurable time window
  • Human-in-the-Loop approval with Telegram alerts and dashboard queue for purchases exceeding threshold
  • MCP-Native integration for OpenClaw, Hermes, and any MCP-compatible agent
  • Zero Credential Exposure with no access to cards, tokens, or Stripe credentials
  • Local-first architecture with all policy files, logs, and databases stored on your machine
  • Dry-run and simulation mode for testing policies before deployment
  • Learns your writing style and communication patterns
  • Drafts messages and waits for approval
  • Connects to Gmail, Outlook, Zoho Mail, WhatsApp, Slack, LinkedIn, Instagram, Google Calendar, Notion, Linear, Google Drive, Zoom, Stripe
  • Unified memory across all conversations and channels
  • Handles email triage, drafting, and replying
  • Optional automatic sending on trusted channels
  • End-to-end encryption and enterprise-grade security
  • Jarvis Mode for live conversation
  • Ask Mae any question from your conversation history
What makes it different
  • Policy-driven rules that the agent cannot override, unlike prompt-based guardrails
  • Zero credential exposure means the gateway never sees payment cards or API keys
  • Duplicate detection with SQLite prevents duplicate purchases within a configurable time window
  • Native MCP integration works out of the box with OpenClaw, Hermes, Claude Code, and Cursor
  • Works across entire communication stack, not just email
  • Contextual memory remembers conversations from weeks ago
  • Costs fraction of executive assistant salary
  • Control without micromanagement with customizable approval thresholds
Community votes00
DR (Domain Rating by Ahrefs)21 no change since last check7 no change since last check
Trust Flow (Majestic)65
Citation Flow (Majestic)1921
Referring domains (Majestic)1223

5 details filled in for both companies.

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