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ActOnce Spend Gateway vs FinishUP

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

ActOnce Spend Gateway compared with FinishUP
DetailActOnce Spend Gateway logo ActOnce Spend GatewayFinishUP logo FinishUP
What it doesPolicy-driven spending controls for AI agents Agents start, FinishUP checks
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelFreemium Open source
PricingFree: $0/month (open source, self-hosted). Pro: $24/month with hosted dashboard, 3 agents, 1,000 spend checks/month. Team: $99/month with 10 agents, 10,000 checks/month, team approvals. Business: $299/month with unlimited agents and checks. Free
Key features
  • Policy Engine with YAML configuration for amount limits, merchant allowlists, category blocks, business hours, and duplicate windows
  • Duplicate Detection using SQLite to prevent the same purchase twice within a configurable time window
  • Human-in-the-Loop approval with Telegram alerts and dashboard queue for purchases exceeding threshold
  • MCP-Native integration for OpenClaw, Hermes, and any MCP-compatible agent
  • Zero Credential Exposure with no access to cards, tokens, or Stripe credentials
  • Local-first architecture with all policy files, logs, and databases stored on your machine
  • Dry-run and simulation mode for testing policies before deployment
  • Records and checks work evidence
  • Identifies remaining open tasks
  • Local checks on your computer
  • Optional AI-powered review
  • Compatible with Codex, Claude Code, and Cursor
What makes it different
  • Policy-driven rules that the agent cannot override, unlike prompt-based guardrails
  • Zero credential exposure means the gateway never sees payment cards or API keys
  • Duplicate detection with SQLite prevents duplicate purchases within a configurable time window
  • Native MCP integration works out of the box with OpenClaw, Hermes, Claude Code, and Cursor
  • Open source with no licensing costs
  • Local verification without sending data to external services
  • Prevents AI agents from drifting or forgetting task progress
Community votes00
DR (Domain Rating by Ahrefs)23 +1 (up) since last checkNot checked yet no change since last check
Trust Flow (Majestic)60
Citation Flow (Majestic)190
Referring domains (Majestic)120

5 details filled in for both companies.

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