ActOnce Spend Gateway vs aiOS™

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

ActOnce Spend Gateway compared with aiOS™
Detail	ActOnce Spend Gateway	aiOS™
What it does	Policy-driven spending controls for AI agents	The AI that does everything for you. It makes your carousels, scripts and captions, runs your lead funnel, and follows up on every lead, then texts you the finished work.
Stage	Not given	Startup
Founded	Not given	2026
Based in	Not given	US
Pricing model	Freemium	Paid
Pricing	Free: $0/month (open source, self-hosted). Pro: $24/month with hosted dashboard, 3 agents, 1,000 spend checks/month. Team: $99/month with 10 agents, 10,000 checks/month, team approvals. Business: $299/month with unlimited agents and checks.	Content: $99/month; Sales: $99/month; Both: $149/month at launch (normally $199/month). Heavy use can top up automatically, never more than $50/month on top for individual plans or $100/month for both plans combined, with a cap you can lower. Enterprise managed service from $2,500/month.
Key features	Policy Engine with YAML configuration for amount limits, merchant allowlists, category blocks, business hours, and duplicate windows Duplicate Detection using SQLite to prevent the same purchase twice within a configurable time window Human-in-the-Loop approval with Telegram alerts and dashboard queue for purchases exceeding threshold MCP-Native integration for OpenClaw, Hermes, and any MCP-compatible agent Zero Credential Exposure with no access to cards, tokens, or Stripe credentials Local-first architecture with all policy files, logs, and databases stored on your machine Dry-run and simulation mode for testing policies before deployment	Claude and ChatGPT in one thread Branded carousel and social post generation AI image generation AI video generation Meta Ads management Email outreach iMessage native control Quiz funnel for ads Lead follow-up automation Bank-grade encryption
What makes it different	Policy-driven rules that the agent cannot override, unlike prompt-based guardrails Zero credential exposure means the gateway never sees payment cards or API keys Duplicate detection with SQLite prevents duplicate purchases within a configurable time window Native MCP integration works out of the box with OpenClaw, Hermes, Claude Code, and Cursor	AI reports to your texts via iMessage with a real phone number Delivers finished work in 60 seconds, not drafts Integrates 1200+ agentic skills that route themselves per task No surprise bills with owned monthly caps Private data encryption with no model training
Community votes	0	0
DR (Domain Rating by Ahrefs)	21 no change since last check	8 no change since last check
Trust Flow (Majestic)	6	7
Citation Flow (Majestic)	19	23
Referring domains (Majestic)	12	61

5 details filled in for both companies.

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